Bank Of America Credit Card Login | Bill Payment

bank of america credit card logo

Bank of America (BOFA) issues its own line of credit card called as BankAmericard and its available in 3 flavors – BankAmericard, BankAmericard Travel Rewards Card and BankAmericard Cash Rewards Card. All the 3 cards offer a wide range of rewards and offer to its users.

One can manage their Bank Of America Credit Card using the online portal offered by BOFA. One simply needs to login into the online account to view the balance, pay bills, check reward points and more. Below we have provided you with a step by step guide on how you can manage your account online.

                                                                                                                                                                         rewards and features
 Login                         Bill Pay                          Forgot User/Pass          Card Activation              Lost/Stolen                     Support                      Rewards/Features


Bank Of America Credit Card Login – Guide

If you already activated your card, follow the steps below to login:

Step 1: Visit the Bank of America card services page – Link.

bank of america credit card login

Step 2: Enter your registered Online ID and passcode in the provided spaces.

Step 3: Click on the ‘Sign in‘ button to login into your existing account.

If your entered credentials are correct, you will be logged into your account.


Bill Payment

Paying your Bank Of America credit card bill is easy and very convenient. Choose any of the methods given below:

Online Mode:

Step 1: Login to your credit card account. (Refer the guide above).

Step 2: Click on the Bill Pay section.

Step 3: Select the due amount or enter a custom amount and complete the payment.

You will be notified once the payment has been made via account activity or email.

By Mail: One can send their checks and money order to the following address.

Regular Payments:
P.O. Box 15019
Wilmington, DE 19850-5019

For overnight delivery:
Bank of America
Attn: Payment Processing
DE5-023-03-02
900 Samoset Drive
Newark, DE 19713

Note: Make sure to mention the credit card number and your name on the check memo.

Phone Payments: 

Bank Of America provides phone payment option as well. Call the numbers listed below to make the payment:

  • 855-891-3401 (Consumer cards)
  • 888-306-4949 (Business cards)

At any branch:

You can pay your bills at any of the nearest BOFA branches. Refer branch locator page, to find the closest branch.


Forgot User ID/Password

If you have forgotten username and/or password, follow the steps mentioned below:

To Recover your Username:

Step 1: Open online ID recovery page in your browser – Link.
bank of america credit card forgot user id

Step 2: On the next page, fill in your credit card number, your complete SSN number or TIN number and passcode in the empty spaces.

Step 3: Click on the ‘Continue‘ button.

Your User ID will be e-mailed your registered e-mail ID.

To Recover your Password:

Step 1: To reset your account password, click here.

bank of america credit card reset passcode

Step 2: Enter your credit card account number (your card number is mentioned in front of the credit card), SSN or TIN number and your online ID in the spaces provided.

Step 3: Click on the ‘Continue‘ button.

On the next page, you will be given the option to setup a new password for your account.


Card Activation

If you have just got your Bank Of America credit card, follow the steps below to activate your card:

Step 1: 
Navigate to Credit Card activation page in your browser – Link.

bank of america credit card activation

Step 2: On the next page, enter your credit card number and SSN or TIN number in the spaces provided.

Step 3: Click on the ‘Continue‘ button.

Step 4: Finally, you will be asked to set username and password for your account.

Following the above steps, your account will be activated successfully. In case if you face any trouble during activation, call up 1-800-276-9939 to contact customer care.


Report Lost / Stolen Card

If you have lost your Amex AmeriCard or if it’s stolen, you should call on the following number:

  • 800-732-9194 (within the US)
  • 1-757-677-4701 (for outside the US)

Alternatively, you can also report it online by logging into your credit card account.


Customer Support

One can reach out to Bank Of America credit card support, by any of the following methods:

Phone Number
  • 1-800-732-9194 (With US)
  • 1-757-677-4701 (International)
AddressBank of America
PO Box 53132
Phoenix, AZ 85027-3132
Billing AddressRegular Payments: 

P.O. Box 15019
Wilmington, DE 19850-5019

 

For overnight delivery:

Bank of America
Attn: Payment Processing
DE5-023-03-02
900 Samoset Drive
Newark, DE 19713

Web Url www.bankofamerica.com

Bank Of America Credit Card – Features and Rewards

TypeAmerican Express
APR Rate0% intro APR rate for the first year. After that 15.74% to 23.74% per year.
Cash Advance APR Rate18.74% to 25.74%
Fee
Cash Advance Fee $10 or 5% whichever is higher
Foreign Transaction Fee N.A.
Max Late Fee $37
Annual Fee N.A.
Grace Period 25 days
Minimum Interest $1.50
Terms and Conditions View Here

Rewards

  • 3% cash back at Gas stations, 2% cash back at grocery stores and 1% cashback on rest of the purchase.
  • $100 cash bonus on spending above $500 in first3 months.
  • Into APR rate of 0% for first 12 months
  • No annual fees.

Last updated on 31/05/2017
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