Discover Credit Card Login | Bill Payment

discover credit card logo

Discover Bank issues its own line of credit card which is accepted worldwide. It offers following cards: Discover it Card, Gas & Restaurant Card, NHL Card, Miles Card, Student Chrome Card, Student it Card and Secured Card. Each credit card has its own benefits and offers a number of rewards to its users.

If you hold any of Discover credit card, you can simply login into the online account offered and manage it. Once logged in you can view your current account statement, balance dues, pay bills and more. We have shown below step by step instructions how you can manage your account.

                                                                                                                                                                         rewards and features
 Login                         Bill Pay                          Forgot User/Pass          Card Activation              Lost/Stolen                     Support                      Rewards/Features

Discover Credit Card Account Login Guide

To access your account follow these steps:

Step 1: Go to the Discover credit card login page – Link.

discover credit card login

Step 2: Enter your User ID and password in the correct spaces.

Step 3: Click on the ‘Log in‘ button.

Following the above steps, you will be able to login into your account successfully.

Bill Payment

There are multiple ways to pay your Discover credit card bills. Below we have mentioned various ways to make the payment:

Online Mode: The simplest and easiest way is to pay your bill online.

All you need to do is log into your account, select the due amount and complete the payment from your checking account.

By Mail:

One can also send their money order or checks to the following address:

Discover Financial Services
P.O. Box 6103
Carol Stream, IL 60197-6103

Make your sure your mention your card number and your name in the memo.

By Phone: 

To pay your card bill over the phone call on 1-800-347-2683. Follow the IVR instructions and complete the due payment.

Forgot User Id/Password

Follow the steps given below to recover user ID or password:

To Recover your Username:

Step 1: Navigate to the username retrieval page – Link.
discover credit card forgot user id

Step 2:  On the next page enter your 16 digit card account number, card expiration date, date of birth and last 4-digits of your SSN number.

Step 3: Click on the ‘Continue’ button.

Your username will be sent to your registered email address.

To Recover your Password:

Step 1: Open the ‘Forgot password‘ page – Link

discover credit card forgot password

Step 2: On the next page, fill your credit card number, card expiry date, your date of birth and last 4 digits of SSN in the spaces provided.

Step 3: Click on the ‘Continue‘ button.

On the next page, you will be given the option to set a new password for your account.

Activate your Card

If you have just received your Discover credit card, follow the steps below to activate it:

Step 1: 
Open the credit card activation page in your internet browser – Link.

discover credit card activation

Step 2: Fill your date of birth, last 4-digits of Social Security Number, credit card number, card expiry date, and 3 digit security code located at the back of your card in the empty spaces.

Step 3: Click on the ‘Continue‘ button.

Step 4: On the next page, you will need to set your account username and password.

Your card will be activated successfully after following the above steps.

Report Lost / Stolen Card

If you have lost your Discover credit card or its stolen, call 1-800-347-2683. It will connect you to the Discover credit card support team who will take your request and reissue you a new card.

Alternatively, you can also login to your account and click on the ‘Lost or Stolen card‘ under top menu.

Customer Support

One can reach out to the customer service, by one of the following ways:

Phone Number1-800-347-2683 (US)
1-801-902-3100 (International)
AddressDiscover Card Services
P.O. Box 30395
Salt Lake City, UT 84130-0395
Billing Address Discover Financial Services
P.O. Box 30943
Salt Lake City, UT 84130-0943

Discover Credit Card – Features and Rewards

APR Rate0% APR for first 14 months. 11.74% to 23.74% after that.
Cash Advance APR Rate25.74%
Cash Advance Fee $10 or 5%
Foreign Transaction Fee N.A.
Max Late Fee
Annual FeeN.A.
Grace Period 25 days
Minimum Interest $2.00
Terms and Conditions View Here


  • 5% cash back on quarterly categories.
  • 1% cash back on rest of the purchases.
  • Intro offer – Cashback match at the end of the first year.
  • 0% APR for first 14 months.

Last updated on 31/05/2017
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