Gap Credit Card Login | Bill Payment

gap credit card logo

GAP credit card is issued by the Synchrony Bank and can be used across all GAP outlets and at any Visa merchant. GAP offers two types of card, first one is a store card called GAPCard and other is called GAP Visa card. GapCard can be used only at Gap, Old Navy, Athleta and Banana Republic stores. While the GAP Visa Credit card be used at all places where Visa is accepted. The card is ideal for users who shop very often at GAP and it’s affiliate stores as one can earn good amount of cashback.

In order to manage the GAP card, one needs to create an online account. After registering, one can easily login into the account to view the balance, pay bills, check payment dues and reward points.

                                                                                                                                                                         rewards and features
 Login                         Bill Pay                          Forgot User/Pass          Card Activation              Lost/Stolen                     Support                      Rewards/Features

Gap Credit Card Login Guide

In order to login to your Gap credit card account, follow the steps listed below:

Step 1: Navigate to the login page – Link.

gap credit card login

Step 2: Enter your ‘User ID‘ and ‘Password‘ in the spaces provided.

Step 3: Click on the ‘Secure Login‘ button to access your existing account.

If your credentials match with the account, you will be taken to your dashboard.

Bill Payment

Gap Credit Card provides multiple options to pay your credit card bill. Select the most convenient one from the options below:

To Pay Online:

Step 1: Login to your account (Refer the how to login section) and navigate to ‘Bill Payments‘.

Step 2: On the next page, select the amount and proceed with the payment.

You will be notified once your payment has been successful.

By Mail: Send your checks or money orders to:

PO Box 530942
Atlanta, GA 30353-0942

The checks should be payable to ‘Gap‘. Also, make sure you mention your name and card number on the check.

Over the Phone: You can call on 1866-450-4467 and follow the instructions.
Note: Charges may apply.

Forgot User Id/Password

In case you don’t remember your User ID or password, follow these steps:

Recover your User ID:

Step 1: Open ‘Find your User ID‘ page – Link.
gap credit card forgot user id

Step 2:  Enter your credit card number and zipcode.

Step 3: Click on the ‘Find User ID‘ button.

Step 4: One the next page answer the security questions you had set while creating the account.

Upon successful verification, your User ID will be emailed to you.

Recover your Password:

Step 1: Open ‘Password Recovery‘ web page – Link.

gap credit card reset password

Step 2: In the new web page that opens, enter your ‘User ID‘ and ‘Zip code‘ in the provided spaces.

Step 3: Click on the ‘Continue‘ button.

On the next page, answer the account security related questions. Upon successful verification, you will be given the option to reset your account password.

Card Registration

If you have just received your Gap Credit Card, follow the steps below to register your card:

Step 1: 
Navigate to the Gap credit card registration web page in your browser – Link.

gap credit card register

Step 2: Enter your card number and Zip code in the provided spaces.

Step 3: Click on the ‘Continue‘ button.

Step 4: On the next page, set up your username and password for your account. You would also need to enter the last 4 digits of your SSN and your date of birth in the required fields.

Your card will be activated successfully following the steps above. If you face any issues during card activation, contact support on 1-800-887-1198.

Report Lost / Stolen Card

If your GAP card is lost or stolen, call on 1-800-887-1198 immediately. You will be issued a new card and your old card would be deactivated.

Customer Support

Contact GAP support by either of the ways mentioned below:

Phone NumberGapCard: 800-887-1198
Visa Card: 866-450-4467
Silver Card: 888-427-7458
AddressGap Account Services
PO Box 965004
Orlando, FL 32896-5004
Billing AddressGap/SYNCB
PO Box 530942
Atlanta, GA 30353-0942
Web Url

Gap Credit Card – Features and Rewards

TypeStore Card/Visa
APR Rate21.74%
Cash Advance APR Rate 23.74%
Cash Advance Fee $10 or 4% whichever is higher
Foreign Transaction Fee 3% of each transaction
Max Late Fee $37
Annual Fee N.A.
Grace Period 23 days
Minimum Interest $1.50
Terms and Conditions View Here


  • 10% off on Tuesdays at GAP stores and its affiliate partners.
  • 15% off on your first purchase with the card at the store.
  • Earn 5 points for very dollar spent at the store.
  • Earn 1 points everywhere else the card is used.
  • 500 rewards points if you enroll for e-mail statement.

Last updated on 29/05/2017
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