Lowe’s Credit Card Login | Bill Payment

lowes credit card

Lowe’s credit card is an in-store credit card issued by Synchrony bank. The card can only be used at Lowe’s stores and lowes.com. It is ideal for any user who shops very often the lowe’s store or is planning to make a huge purchase. The card holders get benefits like 5% off on the purchase or 6 months deferred interest payment option. It is not recommended to carry a balance on this card as it has a high APR rate of 26.99%.

One can login into their lowes credit card account online to manage every aspect of the card. One can see the account statement, transaction history, balance overdue and make bill payments online. Below we have discussed step by steps instructions on how to use each feature available online to Lowe’s users.

                                                                                                                                                                         rewards and features
 Login                         Bill Pay                          Forgot User/Pass          Card Activation              Lost/Stolen                     Support                      Rewards/Features

Lowe’s Credit Card Login Instructions:

Step 1:  Navigate to Lowes Credit login page – Click Here

lowes credit card login

Step 2: Select your card and enter your ‘User ID‘. Click on ‘Sign In‘ Button.

Step 3: On the next page enter your account password, select the security image and click on ‘Secure Login‘ button.

If your credentials are correct, you will be successfully logged into your account. In case of any issue, see the troubleshooting guide below.

Bill Payment

One can pay the credit card bill by one of the following ways:

1) Online: – One can pay the bills by logging into the lowe’s credit card account. One logged in click on ‘Pay Bill‘ button and follow the instructions.
2) By Mail: One can send their checks to following address: Lowe’s, PO Box 960010, Orlando, Fl 32896-0010. The checks need to be drawn in favor of ‘Lowe’s/ SYNCB’.

Forgot User Id/Password

In case you have forgotten your Used ID follow the given steps:

Step 1: Open the Login Page – Link
Step 2: 
Click on Look Up my user ID
Step 3: On the next page enter your Account number and last 4 digits of SSN.
Step 4: Click on Next button.Your User ID would be sent your registered email address.

lowes credit card forgot user id

To reset your account password follow these steps:

Step 1: Open the login page in your browser (Follow the login guide for details).

Step 2: Enter your User ID and click on ‘Forgot Password?

Step 3: On the next page you would be asked to enter last 4 digits of your SSN and answer the security question. An OTP will also be sent to your mobile phone.

Upon successfully entering the OTP code, you will be able to set the new password.

Activate your Card

To activate your new card, follow the steps given below:

lowes credit card register activate

Step 1: Open Account registration page – Link.

Step 2: Enter your Account number and click on ‘Next‘ button.

Step 3: On the next page enter the card CVV code, SSN number, email id and your phone number.

If you encounter any issue while activating the account, you can contact customer support.

Report Lost/Stolen Card

To report lost or stolen card, one can login to the online account and click on “Request replacement card” button. Your old card will be deactivated automatically.

One can also call on the 24×7 customer support number 1-888-840-7651, to report the issue.

Customer Support

One can contact the customer support by calling on the 24×7 support number or by mailing to the address given below.

Phone Number1-888-840-7651
AddressLowe’s, PO Box 530914, Atlanta, GA 30353-0914
Web Url www.lowes.com

Lowes Credit Card Features, Rewards, and Reviews

Card Features

TypeStore Credit Card
APR Rate 26.99%
Cash Advance APR Rate
Cash Advance Fee
Foreign Transaction Fee
Late Payment Fee $38
Annual Fee
Grace Period 23 days
Minimum Interest $2.00
Terms and Conditions View Here


  • 5% off on eligible purchase with Lowe’s Consumer credit card.
  • Special financing on purchases above $299
  • No interest if the paid within 6 months
  • Exclusive card only offers

Last Updated: 01/05/2017

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