Merrick Bank credit card is issued by Merrick Bank itself which is based out of Utah. The card can be used across all Visa merchants worldwide. It is a secured card which means one needs to deposit security amount to receive equivalent credit line. The card is ideal for users who are trying to build their credit score.
One can easily manage their credit card online using the online dashboard provided by Merrick bank. Simply login to your account to pay your bills, see outstanding balance, contact support and more. In this article, we have described step by step instructions on how to use each of the features.
Merrick Bank Credit Card Account Login
Step 1: Navigate to Merrick Bank Credit Card login page at login.merrickbank.com
Step 2: Enter your chosen Username and Password.
Step 3: Click on “Log In”
If the credentials match the Merrick bank records, you will be redirected to your account.
Credit Card Bill Pay
Bill Payment is fairly easy to do and can be done through multiple channels, via mail as well as Online.
By Mail – send your payment by cheque, money order or cash to:
P.O. Box 660702,
Dallas, TX 75266-0702
To pay online:
Step 1: Login to your credit card account (Refer here)
Step 2: Navigate to the Online Bill Payment page, click on One-time payment option.
Step 3: Select the account from which the payment is to be made.
Step 4: Select the minimum due amount or enter a custom amount (minimum being $15.00) and proceed with the payment.
Forgot User Name/Password
To recover your username, follow the steps given below:
Step 1: Navigate to Username recovery page – Link.
Step 2: Enter your Account number, First name, middle initial, last name, last 4 digits of SSN, date of birth and select your state.
Step 3: Click “Next” button.
Step 4: Your username will be sent to your registered email ID or phone number.
In case you have forgotten your password, follow these steps to reset the password:
- Step 1: Open password recovery page in your browser – Link.
- Step 2: Enter Account number and Username, then click on ‘Continue‘ button.
- Step 3: On the next page, you will be asked last 4 digits of SSN, Date of birth, card number and your Zip code.
- Step 4: Click on ‘Next‘ button.
One the next page you will be given the option to set a new password for your account.
Activate your Card
To start using your Merrick bank credit card, activation of the card is necessary. To activate your card, follow these steps:
Step 1: Open card activation page – Link
Step 2: Enter your 16 digits card number, last 4 digits of SSN and your date of birth.
Step 3: Click on ‘Submit‘ button.
One the next page you will be given the option to set Username and password for your account.
Report Lost/Stolen Card
In case your card is lost or stolen, it should be immediately reported to Merrick Bank. To ensure immediate action, call the customer service directly at 1-877-727-6881.
You would need to verify your identity by answering security questions for your account. Once verified, the customer support executive will deactivate your old card and reissue a new one.
P.O. Box 9201
Old Bethpage, NY 11804-9001
|Payment Address||USPS Mail|
P.O. Box 660702
Dallas, TX 75266-0702Overnight Payments
Merrick Bank #660702
1500 Dragon St., Suite A
Dallas, TX 75207
Merrick Bank Credit Card – Features, Rewards, and Reviews
|Cash Advance APR Rate||23.20%|
|Cash Advance Fee||4% (Max $10)|
|Foreign Transaction Fee||2%|
|Late Payment Fee||upto $38|
|Annual Fee||$36 Billed at $3/month|
|Grace Period||25 days|
|Terms and Conditions||View Here (Click on Rates and Disclosure)|
- Zero liability on unauthorized charges
- Monthly credit reporting to all 3 major credit bureaus
- Zero account set up fees
- FDIC insured security deposit
- Low annual fees