Overstock Credit Card Login | Bill Payment

overstock credit card

If you are a regular shopper at Overstock stores and www.overstock.com, then Overstock Credit Card is an ideal choice for you. There are two types of credit cards offered by Overstock. The first one is a store card which can be used only at Overstock stores and the website and the other one is known as Overstock Mastercard which can be used at other places as well. Using the card, one can earn points for purchases at the store which one can later be redeemed as store credits.

To manage and track your credit card spendings, one needs to enroll for an online account. Once you are logged into your account, you can check your balance, pay bills, recover account details and do so much more.

On this page, we have described step by step instructions on how you can login to your account, pay your bills, recover account credentials and activate your account.

                                                                                                                                                                         rewards and features
 Login                         Bill Pay                          Forgot User/Pass          Card Activation              Lost/Stolen                     Support                      Rewards/Features

Overstock Credit Card Login Page

If you already have an account, follow the below-mentioned instructions to know how you can login to your account:

Step 1: In your internet browser or smartphone, open credit card login page- Link.

Overstock Credit Card Login

Step 2: You now need to enter your username and password correctly.

Step 3: After that, you now need to click on the ‘Sign In’ button.

Once you have done all the above steps well, you will be taken to your account.

Paying your bills

We have listed out the various methods of bill payment. Read and take an informed decision:

Step 1:
Sign in to your account (Refer login guide).

Step 2: Once you are logged in, go to the ‘Payments’ section to pay your bills.

Step 3: Select the due amount and complete the payment.

You will be notified about this payment via phone or email. It may take up to 24hrs for the payment to debited from your the account.

To pay through check or money order, send the payment to the below-mentioned address. Make sure that your account number and name is clearly mentioned.
Overstock Bankcard Payment Processing,
P.O. Box 2557,
Omaha, NE 68103-2557

By Phone
Overstock Credit Card provides the facility to pay your bills over the phone as well. Call 888-295-5540 and follow the IVR instructions.

Over the Counter
You can also pay your credit card bills by visiting nearest Overstock store. Use this – link to find the nearest store to your location.

Forgot your User ID/Password?

In case you forgot your user id/password, you need not worry. You can recover your details from the website. Follow the instructions listed below:

Step 1: On your device, open the sign in page by using this – link.

Overstock Credit Card Forgot Username Or Password

Step 2:  Enter your account number or username, zip code and last 4 digits of your Social Security Number in the given spaces.

Step 3: Click on the ‘Find My Account’ button.

Step 4: On the next page, you need to choose whether you want to recover your username or password.

Step 5: Based on your choice, you will be asked some security questions – answer them carefully. Now, just follow the onscreen instructions and you will be sent an e-mail to your registered e-mail ID with your username or password reset link.

Card Activation

Follow the guide below to activate your Overstock credit card account:

Step 1:
 Open the sign in page by using this – link. Click on the ‘Register for Online Access’ button.
Overstock Credit Card Activation

Step 2: Input your account number or username, zip code and last 4 digits of your Social Security Number in the given spaces.

Step 3: Click on the ‘Find My Account’ button.

Step 3: Now, you will need to set your account username, password, email address and phone number.

Step 4: Now, click on the ‘Create Account’. You will have to verify your phone number and e-mail ID.

Now your card would be completely activated. If you face any problem with this process contact the customer support helpline and inform them on 1-855-810-2546.

Report your Lost Card / Stolen Card

If your credit card has been lost or has been stolen, report what happened to the customer care helpline on 1-855-810-2546. A new card will be issued and will be posted to you. Your lost/stolen credit card would be deactivated.

Customer Support

You can reach the customer care support either via phone, their website or by visiting their office:

Phone Number
  • 1-855-810-2546
  • 1-888-819-1918 (TDD/TTY)
AddressComenity Capital Bank
PO BOX 183003
Columbus, OH 43218-3003
Billing AddressOverstock Bankcard Payment Processing, P.O. Box 2557,
Omaha, NE 68103-2557
Web Urlwww.overstock.com

Overstock Credit Card – Features

TypeStore Card
APR Rate27.74%
Cash Advance APR Rate
Cash Advance Fee
Foreign Transaction Fee
Max Late Fee $38
Annual Fee N.A.
Grace Period 25 days
Minimum Interest $2.00
Terms and ConditionsView Here


Last updated on 24/05/2017
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